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home owner insurance coverage is backed by our professionals plans and quotes here at new med care. Experts in our trade.
Home Insurance
Homeowners insurance, protects you against the costs associated with repairing or replacing your home. Few of us can afford to buy our residence in cash, and banks only are willing to provide mortgages based on the value of your home acting as collateral; but if something happens to your home and you have no insurance – it’s unlikely you will be able to repay the bank. As a result, proof of “Home insurance” will be a requirement of getting a mortgage. Even if you do own your home, it is unlikely that you would wish to have such a large investment unprotected. Homeowners policies covers you for losses to your home as well as your property contained inside. Home owners policies also contains coverage for other structures, such as a garage or shed. Additionally, a policy will pay cost associated with “Loss of Use” while your unable to live in your home.

*Homeowners coverage also protects you against liability losses, such as someone slipping, or other injuries on your property.


Auto Insurance
Vehicle insurance is insurance for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise from incidents in

Let's take a closer look at the different types of coverage to give you an overview of what sort of protection each of these components affords the policyholder.

Liability - This level of coverage is the bare minimum that you can have to be a legally insured driver. Liability is to protect you, the driver, in the event that you are responsible for an accident or if you are held responsible even if you did not technically cause one. This coverage includes damages, medical expenses, lost wages, as well as other consequences suffered by those who sustained injuries as a result of the accident.

Collision - This level of auto insurance involves coverage for repairs to your vehicle that need to be made as a result of a traffic accident, no matter who is at fault. It also covers property damage and any damage to the vehicle that is a result of collision with trees, buildings, etc. Collision insurance also offers a replacement provision. This means that if your car is declared "totaled" by the auto insurance company, you may be able to obtain a replacement vehicle of the same market value or down payment for another one.

Comprehensive - With comprehensive insurance coverage, you will have coverage that includes replacement of the vehicle if it is stolen or damaged by natural disasters.

*Bear in mind that each of these coverage levels represents basic categories. Each auto insurance provider may have their own unique coverage and policy provisions. You will need to determine what sort of coverage you need, what is required, and what other features may be beneficial to have.



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home and auto insurance coverage is what new med care prides themselves as a healthcare agency in the tinley park and orland park chicago area.
*Since each insurance option differs in cost and benefits, it’s important to discuss your unique needs with an insurance expert who can keep you, your spouse, and your children covered under the right plan at a price you can afford.
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  • Home
  • plans
    • under 65 years
    • Medicare/Over 65 Years
    • dental and vision
    • life
    • home and auto
    • small group
    • MENTAL HEALTH
  • SHORT TERM
  • Contact
  • Covid 19 News